Here is a list from the Tampa Housing authority of the minimum standards required for a property to be approved in their program. This checklist is very similar to other counties in Florida, and if you can cross off all items on this list you can be confident your home should be able to pass most inspections.
Read Morevoted 'the most complicated part of buying a home,' the loan process is usually the most confusing part (and as far as we are concerned, the most boring part). Here's a guide to understanding the steps involved in the loan process. 1. Personal Data: full names, address, social security numbers of all borrowers going on the loan
Read MoreCapitalization Rate (or “cap rate”) is the ratio between the net operating income produced by an asset and its capital cost. The rate is calculated in a simple fashion as follows: As a general rule of thumb, it is the opinion of many investors that a cap rate of 10% or more is a very sound investment. With interest rates being at all time low level...
Read MoreIn the real estate world there are thousands of agents out there who will tell you 'they can help you.' Yes, the might possess a real estate license, but if you want to have a successful purchase you should choose an experienced team that knows how to make all the right moves. Here is a list of only SOME of the things we do to get you to the closin...
Read MoreA: Credit is rarely an issue. Occasionally, lenders will deny the loan if it is TOO bad. If there is an active foreclosure, a ton of collections and judgments, or multiple bankruptcies this can be a deal breaker. Otherwise, your credit SCORE is usually not a factor that will result in us having NO lender who will work with you.
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Read MoreRemove clutter Clear off counters and pack unnecessary decorative items. Put extra furniture in storage, and remove out-of-season items. Don’t forget to clean out the garage, too. Let it shine Cleaning windows and screens will help bring more light into your home. Replace burnt bulbs, and consider higher wattage in low-light areas. Clean the wall...
Read MoreIf there is one thing that most home sellers fail to do before listing their home for sale it is to have a home inspection. According to the U.S. General Accounting Office, more than 85% of home buyers who applied for a mortgage also requested an inspection — not too surprising, since home inspections reveal hidden flaws and potentially pricey re...
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Read MoreGetting a mortgage is considered by most people to be the most stressful & confusing part about buying a home. A lot can go wrong, and if you're out to buy a house you must avoid some common pitfalls that can stop you in your tracks. 1. Waiting until you have 20% down payment. With so many grant programs and down payment assistance financing availa...
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