Saving for a down payment can be one of the most significant hurdles for first-time homebuyers. Fortunately, there are various down payment assistance programs available that can help bridge the financial gap and make homeownership more attainable. In this blog post, we will guide you through the process of obtaining down payment assistance to...
Read MoreFor many people, owning a home is a significant milestone and a long-term investment. However, the process of obtaining a mortgage can seem daunting, especially for first-time homebuyers. The good news is that with careful preparation and understanding of the mortgage application process, you can navigate through it successfully. In this blog...
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Read Morevoted 'the most complicated part of buying a home,' the loan process is usually the most confusing part (and as far as we are concerned, the most boring part). Here's a guide to understanding the steps involved in the loan process. 1. Personal Data: full names, address, social security numbers of all borrowers going on the loan
Read MoreCapitalization Rate (or “cap rate”) is the ratio between the net operating income produced by an asset and its capital cost. The rate is calculated in a simple fashion as follows: As a general rule of thumb, it is the opinion of many investors that a cap rate of 10% or more is a very sound investment. With interest rates being at all time low level...
Read MoreIn the real estate world there are thousands of agents out there who will tell you 'they can help you.' Yes, the might possess a real estate license, but if you want to have a successful purchase you should choose an experienced team that knows how to make all the right moves. Here is a list of only SOME of the things we do to get you to the closin...
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